Morocco uses the Moroccan dirham (MAD, often written DH). It is a restricted currency, so a little planning before you arrive makes handling money much easier.
This guide explains the basics: where to exchange money, how ATMs and cards work, how much cash to carry, how to tip and how to bargain in the souks.
The dirham is divided into 100 centimes. Notes come in several denominations and coins in small values, which are useful for tips and small purchases. The dirham is a closed currency, so you cannot normally buy it in large amounts abroad and you should not plan to take a lot of it out of the country.
Exchange at the airport on arrival, at banks and at licensed exchange offices. Compare the rate shown with a live converter, avoid street changers and keep your exchange receipts, as you may need them if you want to reconvert unspent dirhams before leaving.
ATMs are easy to find in cities and tourist towns and are often the simplest way to get cash. Per-withdrawal limits and fees vary by bank, so ask your own bank about foreign charges. If the machine offers to charge you in your home currency, choose to be charged in dirhams, which usually gives a better rate.
Cards work in hotels, upscale restaurants and many shops in the main cities, but cash is the norm in souks, with taxis, in small cafes and in rural areas and the desert. Carry small notes and coins; getting change for large notes can be difficult.
A tip of around 10 percent is common in restaurants when service is not included, and small coins are customary for porters and small favours. Drivers and guides are usually tipped at the end of a trip; the amount is up to you based on service. Ask your tour operator for guidance before you travel.
Prices in souks are negotiable. Compare shops, decide what you would happily pay and aim to settle somewhere in the middle, staying friendly. Fixed-price shops and cooperatives are good places to see fair prices first. See our shopping guide for more.
Costs vary widely depending on how you travel. Read our Morocco travel budget guide to estimate daily costs, and take our safety guide into account for keeping cash secure.
The Moroccan dirham (MAD, written DH).
Some places accept foreign currency, but you will usually pay in dirhams; exchange some money when you arrive.
Yes, in cities and towns. Fees and per-withdrawal limits depend on the bank.
In hotels, many restaurants and larger shops yes, but carry cash for souks, taxis and small places.
Around 10 percent in restaurants when service is not included, and small coins for small services. Drivers and guides are tipped at the end of the trip.
Dirhams are a restricted currency, so spend them or reconvert unspent amounts before leaving, keeping your exchange receipts.
We arrange private tours with transport, accommodation and local guides, so you carry less cash and worry less. Tell us your plans and we will plan it for you.
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